How Divorce Affects Your Will and Estate Plan

Matrimonial home

Key Takeaways

  • Divorce in Ontario automatically revokes gifts to a former spouse in a will
  • Executor roles assigned to an ex-spouse are usually revoked after divorce
  • Separation alone does not change your will or estate plan
  • Beneficiary designations (RRSPs, insurance) must be updated manually
  • Outdated estate plans can cause disputes and unintended asset distribution
  • Working with Divorce Lawyers ensures your estate plan reflects your current wishes

 

What Happens to Your Estate Plan during Separation vs Divorce

Many people assume separation has the same legal effect as divorce. This is incorrect.

The Relationship between Estate Law and Divorce

simple divorce

Where Estate Law and Divorce Overlap

In Ontario, the intersection of family and estate law is governed by several key statutes. The Divorce Act sets out the rules for divorce and corollary relief, including spousal support. The Family Law Act addresses property division and equalization of net family property upon separation or divorce. From an estate perspective, the Succession Law Reform Act governs wills and dependant support claims, while the Estates Act outlines estate administration procedures.

How Marriage Contracts Affect Estate Planning in Ontario

What is Marital Property?

Marriage Contracts under Ontario Law

In Ontario, marriage contracts are governed by Part IV of the Family Law Act (Ontario), which addresses domestic contracts. A marriage contract often referred to as a prenuptial agreement if signed before marriage must meet strict legal requirements to be valid. It must be in writing, signed by both parties, and witnessed. Without these formalities, the agreement may not be enforceable.